.home--v5 {
  --v5-bg: #F4F7FA;
  --v5-surface: #FFFFFF;
  --v5-band: #EEF3F9;
  --v5-ink: #0E1726;
  --v5-muted: #4C5A6E;
  --v5-muted-2: #5A6779;
  --v5-line: #E4EAF1;
  --v5-line-2: #DCE4EE;
  --v5-line-3: #DEE6EF;
  --v5-track: #E7EDF4;
  --v5-brand: var(--brand);
  --v5-brand-deep: color-mix(in srgb, var(--brand) 80%, #000);
  --v5-brand-soft: color-mix(in srgb, var(--brand) 10%, #fff);
  --v5-brand-mid: color-mix(in srgb, var(--brand) 68%, #fff);
  --v5-brand-tint: color-mix(in srgb, var(--brand) 40%, #fff);
  --v5-brand-shadow: color-mix(in srgb, var(--brand) 24%, transparent);
  --v5-navy: var(--brand-2);
  --v5-navy-deep: color-mix(in srgb, var(--brand-2) 82%, #000);
  --v5-navy-line: color-mix(in srgb, var(--brand-2) 66%, #fff);
  --v5-glow: color-mix(in srgb, var(--brand) 62%, #fff);
  --v5-on-navy: color-mix(in srgb, var(--brand-2) 22%, #fff);
  --v5-on-navy-dim: color-mix(in srgb, var(--brand-2) 42%, #fff);
  --v5-max: 1280px;
}

/* High specificity so it beats home.css `#home{background:#f2f2f2;color:#131A16}`. */
#home.home--v5 {
  background: var(--v5-bg);
  color: var(--v5-ink);
  font-family: 'Montserrat', system-ui, -apple-system, 'Segoe UI', sans-serif;
  font-weight: 400;
}
#home.home--v5 h1, #home.home--v5 h2, #home.home--v5 h3 { color: var(--v5-ink) }
#home.home--v5 a { color: var(--v5-brand) }
#home.home--v5 a:hover { color: var(--v5-brand-deep) }
#home.home--v5 a.u { text-decoration: underline; text-underline-offset: 3px }
#home.home--v5 input[type=range] { accent-color: var(--v5-brand) }
#home.home--v5 :focus-visible { outline: 3px solid var(--v5-brand); outline-offset: 3px }

/* Neutralize home.css id rules that would otherwise leak into v5 sections. */
#home.home--v5 #estimator { max-width: none; margin: 0; padding: 0 }
#home.home--v5 #how { background: transparent; border-top: 0; border-bottom: 0; overflow: visible }
#home.home--v5 #market { background: transparent; border-top: 0; border-bottom: 0 }
#home.home--v5 #start { background: var(--v5-bg); color: var(--v5-ink) }
#home.home--v5 #tl-line, #home.home--v5 #tl-fill { display: none !important }

/* ---------- Shared eyebrow / buttons ---------- */
.home--v5 .v5-eyebrow { margin: 0 0 14px; font-size: 12px; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--v5-brand) }
.home--v5 .v5-eyebrow--pill { padding-left: 12px; border-left: 3px solid var(--v5-brand); line-height: 1.2 }
.home--v5 .v5-eyebrow--on-dark { color: var(--v5-on-navy); border-left-color: var(--v5-on-navy) }

.home--v5 .v5-btn { display: inline-flex; align-items: center; gap: 10px; background: var(--v5-brand); color: #fff; font-size: 16px; font-weight: 700;
  padding: 18px 36px; border: 0; border-radius: 100px; white-space: nowrap; cursor: pointer; box-shadow: 0 12px 26px var(--v5-brand-shadow); transition: background .18s ease, transform .18s ease }
.home--v5 .v5-btn:hover { background: var(--v5-brand-deep); transform: translateY(-1px) }
.home--v5 .v5-btn--lg { font-size: 18px; padding: 20px 42px }

/* ---------- Top bar (today + support) ---------- */
.home--v5 .v5-topbar { background: var(--v5-navy); color: var(--v5-on-navy) }
.home--v5 .v5-topbar-inner { max-width: var(--v5-max); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-top: 9px; padding-bottom: 9px; font-size: 12.5px }
.home--v5 .v5-topbar p { margin: 0; color: var(--v5-on-navy) }
.home--v5 .v5-topbar-contact { display: inline-flex; align-items: center; gap: 7px }
#home.home--v5 .v5-topbar-contact a { color: #fff }
#home.home--v5 .v5-topbar-contact a:hover { color: #fff; text-decoration: underline }
@media (max-width: 720px) { .home--v5 .v5-topbar-today { display: none } .home--v5 .v5-topbar-inner { justify-content: center } }

/* ---------- Header ---------- */
#home.home--v5 .v5-header { position: sticky; top: 0; z-index: 30; background: #FFFFFFF5;
  -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px); border-bottom: 1px solid var(--v5-line) }
.home--v5 .v5-header-inner { max-width: var(--v5-max); margin: 0 auto; display: flex; align-items: center; gap: 24px; padding: 16px 30px }
#home.home--v5 .v5-logo { display: flex; align-items: center; color: var(--v5-ink) }
#home.home--v5 .site-powered { color: var(--v5-muted-2); font-style: italic }
.home--v5 .v5-clock { margin: 0 0 0 6px; font-size: 12px; color: var(--v5-muted-2); letter-spacing: .01em; white-space: nowrap }
.home--v5 .v5-nav { display: flex; gap: 26px; margin-left: 6px; font-size: 14px }
#home.home--v5 #main-nav a, .home--v5 .v5-nav-link { color: var(--v5-muted); text-decoration: none; transition: color .15s ease }
#home.home--v5 #main-nav a:hover { color: var(--v5-brand) }
#home.home--v5 #header-cta { margin-left: auto; background: var(--v5-brand); color: #fff; font-size: 15px; font-weight: 600;
  padding: 13px 24px; border: 0; border-radius: 100px; white-space: nowrap; cursor: pointer; transition: background .18s ease }
#home.home--v5 #header-cta:hover { background: var(--v5-brand-deep) }
#home.home--v5 #nav-toggle { color: var(--v5-brand); border: 1px solid var(--v5-line); border-radius: 8px; padding: 9px; margin-left: auto }
@media (max-width: 900px) { .home--v5 .v5-clock { display: none } }

/* ---------- Mobile nav (brand overlay) ---------- */
#home.home--v5 #mobile-nav { background: var(--v5-brand) }
#home.home--v5 #mobile-nav a { color: #fff; font-weight: 600 }
#home.home--v5 .mobile-nav-close { border: 1px solid rgba(255,255,255,.4); border-radius: 8px; color: #fff }
#home.home--v5 .mobile-nav-cta { margin-top: 22px; background: #fff; color: var(--v5-brand); font-weight: 700; border-radius: 100px }

/* ---------- Hero ---------- */
.home--v5 .v5-hero { background: var(--v5-bg); max-width: none }
.home--v5 .v5-hero-grid { max-width: var(--v5-max); margin: 0 auto; padding: 72px 30px 116px; display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr)); gap: 48px; align-items: center }
.home--v5 .v5-hero-title { margin: 0 0 20px; font-size: clamp(38px, 5.6vw, 62px); line-height: 1.04; letter-spacing: -.038em; font-weight: 700; max-width: 20ch; text-wrap: balance }
.home--v5 .v5-hero-lede { margin: 0 0 28px; font-size: 17px; line-height: 1.62; color: var(--v5-muted); max-width: 52ch }
.home--v5 .v5-hero-actions { display: flex; flex-wrap: wrap; gap: 18px; align-items: center }
.home--v5 .v5-hero-link { font-size: 16px; font-weight: 600 }
.home--v5 .v5-hero-badges { margin: 32px 0 0; padding: 0; list-style: none; display: flex; flex-wrap: wrap; gap: 12px 26px }
.home--v5 .v5-hero-badges li { display: flex; align-items: center; gap: 10px; font-size: 13px; font-weight: 700; color: var(--v5-ink) }
.home--v5 .v5-badge-k { display: inline-flex; align-items: center; justify-content: center; width: 26px; height: 26px; border-radius: 100px;
  background: var(--v5-brand-soft); color: var(--v5-brand); font-size: 12px; font-weight: 700 }
.home--v5 .v5-hero-media { position: relative; width: 100%; aspect-ratio: 4 / 3; border-radius: 16px; overflow: hidden; box-shadow: 0 26px 60px rgba(14, 23, 38, .12) }
.home--v5 .v5-hero-media img { width: 100%; height: 100%; object-fit: cover; display: block }

/* ---------- Estimator (raised card overlapping hero) ---------- */
.home--v5 .v5-estimator { max-width: none }
.home--v5 .v5-estimator-inner { position: relative; z-index: 5; max-width: var(--v5-max); margin: -72px auto 0; background: var(--v5-surface);
  border: 1px solid var(--v5-line); border-top: 4px solid var(--v5-brand); border-radius: 16px; box-shadow: 0 26px 60px rgba(14, 23, 38, .12); padding: 40px 38px }
.home--v5 .v5-estimator-head { margin-bottom: 30px }
.home--v5 .v5-estimator-title { margin: 0 0 8px; font-size: clamp(26px, 3.4vw, 38px); line-height: 1.06; letter-spacing: -.035em; font-weight: 800 }
.home--v5 .v5-estimator-lede { margin: 0; font-size: 15px; color: var(--v5-muted-2); max-width: 52ch }
.home--v5 .v5-est-grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr); gap: 40px; align-items: start }
.home--v5 .v5-est-controls { display: grid; gap: 30px }
.home--v5 .v5-field-head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 12px }
.home--v5 .v5-field-label { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--v5-muted-2) }
.home--v5 .v5-field-label-static { display: block; font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--v5-muted-2); margin-bottom: 14px }
.home--v5 .v5-field-value { font-size: 30px; font-weight: 800; letter-spacing: -.04em; line-height: 1; color: var(--v5-brand) }
.home--v5 .v5-field-range-labels { display: flex; justify-content: space-between; font-size: 13px; color: var(--v5-muted-2); margin-top: 6px }
.home--v5 .v5-term-group { display: flex; flex-wrap: wrap; gap: 8px }
#home.home--v5 .term-btn { font: inherit; font-size: 15px; font-weight: 700; padding: 12px 18px; border-radius: 100px; cursor: pointer;
  border: 1px solid var(--v5-line-2); background: var(--v5-surface); color: var(--v5-ink); transition: background .15s ease, border-color .15s ease, color .15s ease }
#home.home--v5 .term-btn:hover { border-color: var(--v5-brand-tint) }
#home.home--v5 .term-btn.active { border-color: var(--v5-brand); background: var(--v5-brand); color: #fff }
.home--v5 .v5-term-note { margin: 12px 0 0; font-size: 13px; color: var(--v5-muted-2) }

.home--v5 .v5-est-output { background: var(--v5-band); border: 1px solid var(--v5-line); border-radius: 14px; padding: 30px }
.home--v5 .v5-output-eyebrow { margin: 0; font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--v5-muted-2) }
.home--v5 .v5-output-value { margin: 6px 0 22px; font-size: clamp(44px, 5.6vw, 58px); font-weight: 800; letter-spacing: -.05em; line-height: 1; color: var(--v5-brand) }
.home--v5 .v5-output-bar { display: flex; height: 10px; overflow: hidden; border-radius: 100px; background: var(--v5-track); margin-bottom: 10px }
.home--v5 .v5-output-bar-principal { background: var(--v5-brand); transition: width .3s ease }
.home--v5 .v5-output-bar-interest { background: var(--v5-brand-tint); transition: width .3s ease }
.home--v5 .v5-output-bar-labels { display: flex; justify-content: space-between; font-size: 12px; color: var(--v5-muted-2); margin-bottom: 22px }
.home--v5 .v5-output-list { margin: 0; font-size: 15px }
.home--v5 .v5-output-row { display: flex; justify-content: space-between; gap: 12px; padding: 12px 0; border-top: 1px solid var(--v5-line) }
.home--v5 .v5-output-row--last { border-bottom: 1px solid var(--v5-line) }
.home--v5 .v5-output-row dt { color: var(--v5-muted-2) }
.home--v5 .v5-output-row dd { margin: 0; font-weight: 700; color: var(--v5-ink) }
.home--v5 .v5-output-disclosure { margin: 20px 0 0; font-size: 13px; line-height: 1.6; color: var(--v5-muted-2) }
.home--v5 .v5-output-disclosure--tight { margin: 12px 0 0 }
.home--v5 .v5-output-disclosure strong { color: var(--v5-ink) }

/* ---------- Identity ---------- */
.home--v5 .v5-identity { max-width: none }
.home--v5 .v5-identity-inner { max-width: var(--v5-max); margin: 0 auto; padding: 64px 30px }
.home--v5 .v5-identity-text { margin: 0; font-size: clamp(18px, 2.2vw, 26px); line-height: 1.46; letter-spacing: -.02em; max-width: 56ch }

/* ---------- How it works (horizontal timeline) ---------- */
.home--v5 .v5-how { background: var(--v5-surface); border-top: 1px solid var(--v5-line); border-bottom: 1px solid var(--v5-line) }
.home--v5 .v5-how-head-wrap { max-width: var(--v5-max); margin: 0 auto; padding: 76px 30px 34px }
.home--v5 .v5-how-title { margin: 0 0 10px; font-size: clamp(28px, 3.8vw, 42px); line-height: 1.04; letter-spacing: -.035em; font-weight: 800; max-width: 24ch; text-wrap: balance }
.home--v5 .v5-how-lede { margin: 0; font-size: 16px; color: var(--v5-muted-2); max-width: 56ch }
.home--v5 .v5-how-list { position: relative; max-width: var(--v5-max); margin: 0 auto; padding: 0 30px 76px; list-style: none;
  display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 26px }
#home.home--v5 #tl { max-width: var(--v5-max); margin: 0 auto; padding: 0 30px 76px }
.home--v5 .v5-how-item::after { content: ''; position: absolute; top: 23px; left: 23px; width: calc(100% + 26px); height: 2px; background: var(--v5-brand-tint); z-index: 0 }
.home--v5 .v5-how-item:last-child::after { display: none }
.home--v5 .v5-how-item { position: relative; z-index: 1; opacity: 0; transform: translateY(16px);
  transition: opacity .6s cubic-bezier(.2,.8,.2,1), transform .6s cubic-bezier(.2,.8,.2,1) }
.home--v5 .v5-how-item[data-in] { opacity: 1; transform: none }
.home--v5 .v5-how-num { position: relative; z-index: 2; display: inline-flex; align-items: center; justify-content: center; width: 46px; height: 46px; border-radius: 100px;
  border: 2px solid var(--v5-brand); background: var(--v5-surface); color: var(--v5-brand); font-size: 16px; font-weight: 800;
  box-shadow: 0 0 0 6px var(--v5-surface); margin-bottom: 18px }
.home--v5 .v5-how-num--active { background: var(--v5-brand); color: #fff }
.home--v5 .v5-how-item-title { margin: 0 0 8px; font-size: 19px; font-weight: 700; letter-spacing: -.025em; color: var(--v5-ink) }
.home--v5 .v5-how-item-desc { margin: 0; font-size: 15px; line-height: 1.55; color: var(--v5-muted) }

/* ---------- Recipients ---------- */
.home--v5 .v5-recip { max-width: var(--v5-max); margin: 0 auto; padding: 76px 30px }
.home--v5 .v5-recip-head { margin-bottom: 34px }
.home--v5 .v5-recip-title { margin: 0 0 12px; font-size: clamp(26px, 3.4vw, 38px); line-height: 1.06; letter-spacing: -.035em; font-weight: 800; max-width: 24ch; text-wrap: balance }
.home--v5 .v5-recip-lede { margin: 0; font-size: 16px; color: var(--v5-muted-2); max-width: 58ch }
.home--v5 .v5-recip-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center }
.home--v5 .v5-recip-cards { display: grid; gap: 18px; align-content: start }
.home--v5 .v5-recip-card { background: var(--v5-surface); border: 1px solid var(--v5-line); border-radius: 14px; padding: 22px 24px; box-shadow: 0 10px 30px rgba(14, 23, 38, .05) }
.home--v5 .v5-recip-num { margin: 0 0 8px; font-size: 12px; font-weight: 700; letter-spacing: .12em; color: var(--v5-brand) }
.home--v5 .v5-recip-card-title { margin: 0 0 6px; font-size: 18px; font-weight: 700; letter-spacing: -.02em }
.home--v5 .v5-recip-desc { margin: 0; font-size: 14px; line-height: 1.55; color: var(--v5-muted) }
.home--v5 .v5-recip-media { position: relative; width: 100%; min-height: 320px; border-radius: 16px; overflow: hidden; box-shadow: 0 26px 60px rgba(14, 23, 38, .12) }
.home--v5 .v5-recip-media img { width: 100%; height: 100%; object-fit: cover; display: block }
.home--v5 .v5-recip-footnote { margin: 26px 0 0; font-size: 13px; color: var(--v5-muted-2); max-width: 74ch }

/* ---------- Market ---------- */
.home--v5 .v5-market { background: var(--v5-bg) }
.home--v5 .v5-market-inner { max-width: var(--v5-max); margin: 0 auto; padding: 76px 30px }
.home--v5 .v5-market-head { margin-bottom: 36px }
#home.home--v5 .v5-market-title { margin: 0 0 12px; font-size: clamp(28px, 3.8vw, 42px); line-height: 1.04; letter-spacing: -.035em; font-weight: 800; max-width: 22ch; text-wrap: balance }
.home--v5 .v5-market-lede { margin: 0; font-size: 15px; color: var(--v5-muted-2); max-width: 62ch }
.home--v5 .v5-mkt-figs { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1px; background: var(--v5-line-3); border: 1px solid var(--v5-line-3); border-radius: 16px; overflow: hidden }
.home--v5 .v5-stat-figure { background: var(--v5-surface); padding: 28px }
.home--v5 .v5-stat-figure-value { margin: 0 0 12px; font-size: clamp(36px, 4.4vw, 52px); font-weight: 800; letter-spacing: -.05em; line-height: 1; color: var(--v5-brand) }
.home--v5 .v5-stat-figure-label { margin: 0 0 8px; font-size: 15px; font-weight: 600; line-height: 1.4; color: var(--v5-ink) }
.home--v5 .v5-stat-figure-source { margin: 0; font-size: 12px; color: var(--v5-muted-2) }
.home--v5 .v5-rates-block { margin-top: 40px; background: var(--v5-surface); border: 1px solid var(--v5-line); border-radius: 16px; padding: 34px }
.home--v5 .v5-rates-head { display: flex; flex-wrap: wrap; gap: 12px; align-items: baseline; justify-content: space-between; margin-bottom: 24px }
.home--v5 .v5-rates-note { margin: 0; font-size: 13px; color: var(--v5-muted-2) }
.home--v5 .v5-mkt-bars { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 30px }
.home--v5 .v5-rate-value { margin: 0 0 10px; font-size: clamp(26px, 3vw, 34px); font-weight: 800; letter-spacing: -.04em; line-height: 1; color: var(--v5-ink) }
.home--v5 .v5-rate-bar-track { height: 10px; background: var(--v5-track); border-radius: 100px; overflow: hidden; margin-bottom: 12px }
.home--v5 .v5-rate-bar-fill { height: 100%; width: 0; border-radius: 100px; transition: width 1.1s cubic-bezier(.22,.8,.3,1) }
.home--v5 .v5-rate-bar-fill--brand { background: var(--v5-brand) }
.home--v5 .v5-rate-bar-fill--mid { background: var(--v5-brand-mid) }
.home--v5 .v5-rate-bar-fill--tint { background: var(--v5-brand-tint) }
.home--v5 .v5-rate-desc { margin: 0; font-size: 14px; color: var(--v5-muted) }
.home--v5 .v5-rates-footnote { margin: 24px 0 0; font-size: 13px; color: var(--v5-muted-2) }

/* ---------- CTA (dark navy panel with glow) ---------- */
.home--v5 .v5-cta { max-width: var(--v5-max); margin: 0 auto; padding: 76px 30px }
.home--v5 .v5-cta-inner { max-width: none }
.home--v5 .v5-cta-panel { position: relative; overflow: hidden; background: var(--v5-navy); border-radius: 22px; padding: 52px 44px; box-shadow: 0 22px 50px rgba(0, 0, 0, .24) }
.home--v5 .v5-cta-glow { position: absolute; top: -140px; right: -120px; width: 420px; height: 420px; pointer-events: none;
  background: radial-gradient(circle, var(--v5-glow) 0%, rgba(0, 0, 0, 0) 70%); opacity: .4 }
.home--v5 .v5-cta-split { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr)); gap: 48px; align-items: center }
.home--v5 .v5-cta-content { display: flex; flex-direction: column }
#home.home--v5 .v5-cta-title { margin: 0 0 14px; font-size: clamp(30px, 4.2vw, 46px); line-height: 1.04; letter-spacing: -.04em; font-weight: 800; max-width: 20ch; text-wrap: balance; color: #fff }
.home--v5 .v5-cta-lede { margin: 0 0 28px; font-size: 16px; line-height: 1.6; color: var(--v5-on-navy); max-width: 48ch }
.home--v5 .v5-cta-actions { display: flex; flex-wrap: wrap; gap: 18px; align-items: center }
.home--v5 .v5-cta-actions .v5-btn { box-shadow: 0 14px 30px rgba(0, 0, 0, .22) }
.home--v5 .v5-cta-note { margin: 0; font-size: 13px; color: var(--v5-on-navy-dim); max-width: 24ch }
.home--v5 .v5-consent-block { background: rgba(255, 255, 255, .05); border: 1px solid var(--v5-navy-line); border-radius: 16px; padding: 28px }
.home--v5 .v5-consent-eyebrow { margin: 0 0 14px; font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--v5-on-navy) }
.home--v5 .v5-consent-steps { margin: 0 0 22px; padding: 0; list-style: none; display: grid; gap: 10px }
.home--v5 .v5-consent-steps li { display: flex; align-items: center; gap: 12px; font-size: 14px; font-weight: 500; line-height: 1.4; color: #fff }
.home--v5 .v5-consent-step-num { flex: none; display: inline-flex; align-items: center; justify-content: center; width: 30px; height: 30px; border-radius: 100px;
  background: rgba(255, 255, 255, .1); color: var(--v5-on-navy); font-size: 12px; font-weight: 700; font-variant-numeric: tabular-nums }
.home--v5 .v5-consent-fine { margin: 0; font-size: 12px; line-height: 1.66; color: var(--v5-on-navy-dim) }
.home--v5 .v5-consent-fine strong { color: #fff }
.home--v5 .v5-consent-fine a { color: #fff }

/* ---------- Footer (shared _footer.tpl markup, restyled dark + readable) ---------- */
#home.home--v5 .site-footer { background: var(--v5-navy); color: rgba(255, 255, 255, .78) }
#home.home--v5 .footer-inner { max-width: var(--v5-max); padding: 54px 30px 60px; gap: 30px }
#home.home--v5 .footer-logo-img { opacity: .6 }
#home.home--v5 .footer-brand p { margin: 0; color: rgba(255, 255, 255, .82); line-height: 1.7 }
#home.home--v5 .footer-col h3 { color: rgba(255, 255, 255, .55); letter-spacing: .18em }
#home.home--v5 .footer-col a { color: #fff }
#home.home--v5 .footer-legal { padding-top: 26px; border-top: 1px solid rgba(255, 255, 255, .14); color: rgba(255, 255, 255, .64) }
#home.home--v5 .footer-legal a { color: #fff }

/* ---------- Funnel step buttons — match v5 pill CTA ---------- */
.funnel--v5 .btn--primary { border-radius: 100px }

/* ---------- Responsive ---------- */
@media (max-width: 1000px) {
  .home--v5 .v5-est-grid { grid-template-columns: minmax(0, 1fr); gap: 30px }
  .home--v5 .v5-recip-grid { grid-template-columns: minmax(0, 1fr); gap: 30px }
  .home--v5 .v5-how-list { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 30px }
  .home--v5 .v5-how-item::after { display: none }
  .home--v5 .v5-mkt-bars { grid-template-columns: minmax(0, 1fr); gap: 26px }
}
@media (min-width: 1080px) {
  .home--v5 .v5-mkt-figs { grid-template-columns: repeat(4, minmax(0, 1fr)) }
}
@media (max-width: 900px) {
  .home--v5 .v5-hero-grid { padding: 52px 20px 96px }
  .home--v5 .v5-hero-media { display: none }
  .home--v5 .v5-estimator-inner { padding: 30px 20px }
  .home--v5 .v5-cta { padding: 76px 0 }
  .home--v5 .v5-cta-panel { border-radius: 0; box-shadow: none; padding: 52px 20px }
  .home--v5 .v5-topbar-inner,
  .home--v5 .v5-header-inner,
  .home--v5 .v5-identity-inner,
  .home--v5 .v5-how-head-wrap,
  .home--v5 .v5-how-list,
  #home.home--v5 #tl,
  .home--v5 .v5-recip,
  .home--v5 .v5-market-inner,
  #home.home--v5 .footer-inner { padding-left: 20px; padding-right: 20px }
  #home.home--v5 .v5-hero,
  #home.home--v5 .v5-identity,
  #home.home--v5 .v5-cta-inner { padding-left: 0 !important; padding-right: 0 !important }
  #home.home--v5 .v5-est-output,
  #home.home--v5 .v5-recip-card,
  #home.home--v5 .v5-stat-figure,
  #home.home--v5 .v5-rates-block,
  #home.home--v5 .v5-consent-block { padding-left: 0; padding-right: 0; border: 0; border-radius: 0; box-shadow: none }
}
@media (max-width: 560px) {
  .home--v5 .v5-mkt-figs { grid-template-columns: minmax(0, 1fr) }
  .home--v5 .v5-how-list { grid-template-columns: minmax(0, 1fr) }
  .home--v5 .v5-cta-panel { padding: 36px 20px }
}